Backache - pls heal soon!!

Read n watch today news.... Really sympathsize on the mother who got crashed by the fallen tree due to the rain.. sigh. the sons are still young n they lose his mother.. they celebrate mother's day just two days back.

moreover it happen bukit batok nature park which roy n i went last month....! just don't know why, been there once n i have a feeling i don't wish to go back again. simply becoz the place seems too "yin" for me.

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my lower backache is still not fixed yet. How many more visits to doctor n how much $ do i need to get it heal? sit long long n my lower back aches.

And dizziness waves! no doctor seems to give me a solution when i said my backache give me dizziness in the head too. They thought they can heal me, but it didn't. dear god! pls give me someone who can heal me.

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Don't care liao... i am going gentle yoga tomorrow after work. cos of my backache, i miss all my exercises n yoga.

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What I learn recently?

Recently i came upon a article as I am reading some stock investment blog.

How to become a millionare in 26 years?

Read ->
http://finance.yahoo.com/banking-budgeting/article/102982/become-a-millionaire-on-$20-a-day

By saving $20 a day, you will take more than 135 years to become a millionaire.

Roy even did a quick spreadsheet for me. He is so good in excel formulas and generate the figures for me within 10 mins!! I counted that as long my annual investment returns me a minimum of 10.8% profit, it will take me 26 years to become a millionare.

See the differences? 26 years and 135 years?!!!

Roy even notice, the rich will get richer, simply becoz, the bigger the money, the interests/bonus paid back can reach up to $100K per annual after 20+ years!

don't be too greedy, i don't have a big plan of becoming a millionaire in 5 years. I am a employee currently, and this 'really need discipline' plan is for the employee mindset. it is impossible to be a millionaire in 5 years from now, unlesss you have a contra profit of $4K every week continously for next 5 years.

for the self-employed like property agents or insurance agents....or those in profiting business.....the track to millionaire should be faster.

of course the higher the investment returns, the faster you reach your goal.

I never like warren buffett style of investment like doing a stock for 10 years, 20 years... it is till i read this article that change my mindset completely.

Research has shown that investing in a stock for 25 years, returns fluctuate from +8% to +17%.
To average up, it is at least 10% per annual. The risk of return decrease when the time period gets longer.

I got to find a stock or unit trust, and behave like warren buffett for "True value investor". currently my 1st portolio is for short term investment (days to weeks to months), 2nd portolio is CPF investment (months) .

This will be my 3rd portolio soon.